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What Is Khet Suraksha Yojana 2025?

Komal Bajpai

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Updated: 16-04-2025 at 12:52 PM

The major problems of farming in India include unfavourable weather conditions, diseases and pest infections, and market risk. These risks are covered by the government scheme called Khet Suraksha Yojana 2025 with an effective crop insurance plan. It also protects the farmers against potential losses while at the same time promoting the use of advanced farming practices hence enhancing the growth in this sector.

In this article, we will discuss detailed information about UP agriculture token, Khet suraksha yojana online registration, eligibility and much more.

Also Read: Centre Launches ₹1,000 Crore Credit Guarantee Scheme for Post-Harvest Loans

Overview

Scheme Name	Khet Suraksha Yojana
Launch Year	2024
Objective	Financial protection for farmers and promotion of sustainable agriculture
Coverage	Food crops, cash crops, and horticulture across all Indian states
Eligibility	Farmers owning or leasing agricultural land and practising sustainable methods
Premium Subsidy	Up to 98.5% for various crop categories
Technology Used	Satellite imagery, mobile apps, blockchain

What is Khet Suraksha Yojana?

Khet Suraksha Yojana 2025 is a new crop insurance scheme of the Indian government. It affords risk identification with crop failure risks because of natural disasters, pests, diseases, and changes in market prices to create stable income for farmers.

Objective

The main objective of the scheme is to protect farmers from financial losses due to unexpected crop damage by offering insurance coverage for crops grown.

Minimise crop losses so that farmers are not left counting huge losses in the event the crops fail to flourish.
Advocate for the adoption of advanced and efficient farming practices.
Sustain agricultural revenues in various areas of the world.
This will improve food security, by supporting the ongoing agricultural productivity.

Benefits

Farmers benefit from compensation for crop losses caused by natural disasters, ensuring their financial stability and reducing the risk of debt accumulation due to crop failure.

Guard farmers against the perils of the weather and markets.
Promotes the use of technology in farming as a means of, improving production.
Editorial Chart of Account 283 Supports national food security and rural development.

Also Read: Mukhyamantri Kisan Kalyan Yojana

What Is The Eligibility Criteria Of The Khet Suraksha Yojana?

The scheme is available to farmers who have cultivated crops, including both small and large-scale farmers and are registered under the respective agricultural or insurance programs in their state.

Plenty of Indian farmers own or lease agricultural land for the cultivation of their crops.
Sustain crops notified under the scheme.
Be a part of lists with offices of agriculture locally.
Practise proper methods in agricultural production.

Farmer Category	Land Holding Size
Marginal Farmers	Up to 1 hectare
Small Farmers	1-2 hectares
Medium Farmers	2-10 hectares
Large Farmers	Above 10 hectares

Coverage And Scope Of The Program

The scheme covers damage caused by natural calamities as well as other unforeseen risks affecting crop production.

Crops Covered: Paddy, wheat, maize, pulses, oilseeds, cotton, sugarcane, fruits and vegetables of both tropical and temperate origin.
Geographical Reach: All Indian states and all regions including interiors and the tribal belt.
Risks Covered: Drought, flood, diseases and pests, price swings, and many more.

Risk Category	Land Holding Size
Weather-related	Drought, floods, hailstorms
Biological	Pest infestations, diseases
Geological	Landslides, earthquakes
Market-related	Price fluctuations

Premium Structure and Subsidies

Crop Type	Farmer’s Share	Government Subsidy
Kharif Food Crops	1.5% of the sum insured	98.5% of premium
Rabi Food Crops	2% of the sum insured	98% of premium
Annual Commercial Crops	5% of the sum insured	95% of premium

Also Read: Sub Mission On Agricultural Mechanisation

What Is The Claim Process For The Khet Suraksha Yojana?

Farmers need to report crop damage to the local authorities or insurance agents, who then assess the damage, and eligible claims are processed and paid out to the affected farmers.

Step 1: Notify of crop damage to the local agricultural office within 3 days.

Step 2: To proceed the claimant is supposed to complete the mandatory claim form and attach various necessary papers.

Step 3: Help in compensation determination – assess losses in crops.

Step 4: Wait for confirmation and acceptance on request.

Step 5: Receive claim settlement.

List Of Documents Required For The Khet Suraksha Yojana

The following list showcases the names of the important documents which are required to submit in the application process of the Khet Suraksha yojana by the applicants.

Proof of land ownership or tenancy.
Aadhaar card copy.
Bank account details.
Crop sowing certificate.
Photographs of damaged crops.

Timelines For Claim Settlement

Stage	Timeline
Claim Submission	Within 72 hours of damage
Initial Assessment	Within 72 hours of damage
Detailed Assessment	15-20 days after initial review
Claim Approval	30 days after the assessment
Payment Disbursement	7 days after approval

Crop Damage Assessment Methodology

Crop damage is assessed by government-appointed surveyors, who conduct field visits, examine the extent of damage, and prepare a report for claim approval based on set parameters.

Field Surveys: Ground cheques for specific information.
Satellite Imagery: Large-scale assessments that may be normally used for large approximations of a population measure of interest.
Drone Surveys: Large images for detailed examined analysis or Large images for detailed examined analysis for big picture aptness.

Method	Benefits	Limitations
Field Surveys	Detailed observations	Time-consuming
Satellite Imagery	Wide coverage	Less detailed for small areas
Drone Surveys	Precise data	Weather-dependent

Also Read: Godhan Nyay Yojana: Benefits, Eligibility, And Apply Online

Technology Integration in Khet Suraksha Yojana

The Khet Suraksha Yojana leverages advanced technology to enhance agricultural security and streamline claim processing. By integrating satellite imagery, mobile apps, and blockchain, the scheme ensures real-time monitoring, transparency, and efficiency for farmers.

Satellite Imagery: Records crop status and indicates possible dangers.
Mobile Apps: Acts as a Weather update for the farmers and Claim filing.
Blockchain: This makes it more transparent and makes it possible to process claims as fast as possible.

Government Initiatives Supporting The Khet Suraksha Yojana

Initiative	Primary Focus	Impact on Farmers
PMFBY	Detailed observations	Time-consuming
e-NAM	Wide coverage	Less detailed for small areas
PMKSY	Precise data	Weather-dependent

Impact On Rural Development And Agricultural Sector

The Khet Suraksha Yojana helps stabilise farmers' income, encourages agricultural growth, and boosts rural development by reducing financial risks and promoting sustainable farming practices.

Economic Benefits: Farmers’ capital protection.
Food Security: Higher yields and reduced risks.
Rural Growth: Additional revenue enhances the growth of local enterprises and construction.

Challenges And Future Prospects

Challenges	Future Prospects
Accurate damage assessment	Advanced satellite imaging
Limited farmer awareness	Innovative outreach programs
Delayed claim settlements	Blockchain for faster processing

Also Read: Digital Agriculture Mission: Accelerating Farmer IDs

Future Of Indian Agriculture

Khet Suraksha Yojana 2025 contains new solutions to farming issues. Combining technology with finance makes the eventual aim achievable in supporting sustainable farming practices among farmers. This scheme is very important in the process of remaking Indian agriculture as well as enhancing the ongoing rural economy.

Conclusion

Khet Suraksha Yojana is a pioneer project for Indian farmers. In doing so, it tackles farming risks and applies technologies that keep financiers safe while fostering agriculture. This programme holds out hope for India’s farming community a happier day and goes a long way towards feeding the country and developing its rural areas.

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