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Latest Stories
Insurance
by Jaagruk Bharat
18 March 2025
Policybazaar has introduced a “monthly mode” car insurance plan, the first such policy ever offered in India. This new plan is different from the regular yearly premium because now it allows customers to pay their monthly premium and enables automation during policy renewal to help cover all bases.
by Jaagruk Bharat
17 March 2025
The Odisha government will implement Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) alongside the Gopabandhu Jan Arogya Yojana from April 1, 2025. The initiative will provide health insurance coverage of up to ₹5 lakh for men and ₹10 lakh for women, benefiting over 3.52 crore people across the state.
by Jaagruk Bharat
27 February 2025
The Andhra Pradesh government has unveiled an ambitious plan to provide free healthcare coverage to all families in the state. This initiative aims to enhance the existing YSR Aarogyasri scheme, ensuring comprehensive medical benefits for approximately 4.25 crore residents.
21 February 2025
Health Insurance
In the recent state elections of Delhi, the Bharatiya Janta Party (BJP) got the maximum votes. One of the state government’s decisions was regarding implementing the Ayushman Bharat Yojana, one of the largest health insurance schemes that has helped millions of people across India.
20 February 2025
Health Insurance
The Odisha government has approved a budget of ₹4479 crore for the Integrated Health Assurance Scheme to improve healthcare services across the state. This initiative will enhance accessibility, affordability, and quality of medical treatment, particularly benefiting economically weaker sections.
18 February 2025
Insurance
Recently, the Insurance Regulatory and Development Authority of India organised the 9th edition of Bima Manthan wherein it announced the new Bima Trinity plan. The new Bima plan comprises three major plans aimed at extending the boundaries of the insurance policies.
Finance
by Jaagruk Bharat
1 days ago
The Indian government has announced the consolidation of Regional Rural Banks (RRBs) under the 'One State, One RRB' policy, effective from May 1, 2025. This strategic move aims to enhance operational efficiency, reduce redundancy, and strengthen financial inclusion in rural areas by merging 43 RRBs into 28 state-level entities.
by Jaagruk Bharat
1 days ago
Recently, the government of India introduced some financial changes that will be implemented on April 1, 2025. The changes concern various components, such as income tax slabs, tweaks in the Unified Pension Scheme, and others.
by Jaagruk Bharat
5 days ago
The Employees' Provident Fund Organisation (EPFO) has recently implemented significant reforms to streamline the provident fund (PF) withdrawal process. These changes aim to enhance efficiency, reduce documentation, and expedite claim settlements for millions of members.
5 days ago
Loans
Loans are crucial in fulfilling financial needs, from purchasing a home to funding a business. India offers a variety of loans tailored to different purposes, including secured and unsecured options. This guide explores the types of loans available, eligibility criteria, and key factors to consider before applying.
29 March 2025
Finance
Recently, the Finance Minister of India clarified the rules governing pensioners’ pensions and clearly stated that they will have to experience no changes in the benefits due to the validation of existing rules.
27 March 2025
Finance
The Indian Parliament has passed the Banking Laws (Amendment) Bill 2025, introducing significant reforms to strengthen depositor rights and improve banking governance. Key provisions include allowing up to four nominees per bank account and redefining 'substantial interest' thresholds to reflect current economic realities
Scams
by Jaagruk Bharat
1 days ago
Buy now, Pay Later (BNPL) scams are on the rise in India, with fraudsters tricking users into revealing personal and financial details under the pretext of account issues. This article explores how these scams operate, the types of fraud involved and offers essential tips to protect yourself and respond effectively if targeted.
by Jaagruk Bharat
6 days ago
In February 2025, WhatsApp removed more than 9.7 million Indian accounts due to violations of its service terms, thereby attempting to stop fraudulent behaviour. The platform took this strong step, which demonstrates its dedication to protecting users along with meeting India's IT regulations.
by Jaagruk Bharat
29 March 2025
A new electricity disconnection scam is targeting Hyderabad residents with fake messages demanding urgent bill payments. Fraudsters ask for banking details or send fake links, leading to unauthorised withdrawals. TGSPDCL has confirmed it never sends such messages and urged consumers to verify bills only on official platforms and report suspicious activity immediately.
13 March 2025
Scams
Cybercriminals are using a new WhatsApp OTP scam to hijack users' accounts by posing as friends or trusted contacts. The scam exploits social engineering tactics, tricking victims into sharing their OTPs. This article explains the scam, its consequences, and how to protect yourself from falling victim.
8 March 2025
Scams
A scam network is deceiving farmers with fake tractor subsidy schemes under names like "Pradhan Mantri Kisan Tractor Yojana." Fraudulent websites promise subsidies of up to 50% on tractor purchases, tricking victims into making multiple payments. In reality, no such scheme exists, and the government only assists the Sub-Mission on Agricultural Mechanisation (SMAM).
3 March 2025
Scams
Recently, there has been an increase in the cases and instances of crypto-related fraud. With this rise, the Central Bureau of Investigation (CBI) has started establishing various security measures and preventive actions to reduce crypto fraud.
Schemes
by Jaagruk Bharat
1 days ago
On the 8th of April, the government of India celebrated 10 years of the Pradhan Mantri Mudra Yojana. The scheme allows people to apply for collateral-free loans and has been working exceptionally since the day of its launch.
by Jaagruk Bharat
1 days ago
The Anant Nagar Housing Scheme, inaugurated by Uttar Pradesh Chief Minister Yogi Adityanath, is a landmark project spanning 800 acres in Lucknow. This integrated township aims to provide 10,000 flats and plots, catering to diverse income groups and enhancing the city's infrastructure.
by Jaagruk Bharat
6 days ago
From April 1, 2025, central government employees under the National Pension System (NPS) can migrate to the newly launched Unified Pension Scheme (UPS). The scheme assures a guaranteed pension of ₹10,000 per month for eligible employees, offering financial security after retirement. Here's everything you need to know about eligibility, benefits, and the application process.
6 days ago
Schemes
Telangana’s Deputy Chief Minister has extended the application deadline for the Rajiv Yuva Vikasam Scheme to April 14, 2025, ensuring more time for eligible youth from disadvantaged communities to apply for financial aid up to ₹4 lakh.
7 days ago
Special Schemes
असम ओरुनोदोई योजना आर्थिक रूप से कमजोर परिवारों, विशेष रूप से महिलाओं, को भोजन, स्वास्थ्य देखभाल और शिक्षा जैसी आवश्यक जरूरतों के लिए मासिक वित्तीय सहायता प्रदान करती है। लाभार्थियों को सशक्त बनाने के उद्देश्य से शुरू की गई यह योजना प्रत्यक्ष लाभ हस्तांतरण सुनिश्चित करती है, जिससे उनकी जीवन गुणवत्ता में सुधार होता है।
26 March 2025
Schemes
The Bharatiya Janta Party (BJP) launched a unique government initiative called the ‘Saugat-e-Modi’ initiative. It is specifically designed for people from Muslim communities. Under the initiative, people will receive special kits to celebrate the joyous occasion of Eid.
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Jaagruk Bharat with its team work tirelessly to bring all government schemes, Sarkari Yojanas, policies and guidelines to you in a simplified and structured format.
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Our mission and vision are to make the common citizen of India aware of all government-laid-out rules and policies in a single place. Thus, we Jagruk Bharat have created an all-inclusive portal for 1.5 billion Indian citizens to understand, utilize and avail benefits of govt schemes and policies and by bringing them under one roof.
Jaagruk Bharat (जागरूक भारत) is a one stop centralised destination where you can effortlessly find, understand, and apply for various government schemes. We are committed to ensuring transparency and empowering Indian citizens. Our goal is to keep India Jagruk about government policies, the latest news, updates, and opportunities.
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